啥情况？70后闻渊卸任杭州联合银行行长，董事长林时益代为履职

Group 1 - The president of Hangzhou United Rural Commercial Bank, Wen Yuan, has resigned, and the chairman, Lin Shiyi, will temporarily assume the role of president until a new president is approved by regulatory authorities [2][9][10] - Lin Shiyi, born in October 1971, has a background in financial regulation and previously served as the president of Zhejiang Xiaoshan Rural Commercial Bank, where he oversaw significant asset growth [3][11] - Hangzhou United Bank is currently in a critical phase of its IPO process, having restarted its listing preparations after a four-year hiatus [4][12] Group 2 - As of the end of September, Hangzhou United Bank reported total assets of 596.12 billion yuan, a growth of approximately 6.8% from the beginning of the year, with a net profit of 4.24 billion yuan, reflecting a year-on-year increase of 2.13% [5][12] - The bank's revenue for the first nine months of the year was 8.69 billion yuan, a decrease of 3.49% compared to the previous year, while the non-performing loan ratio rose to 0.96%, an increase of 0.09 percentage points from the start of the year [5][12] - Historical performance shows that from 2021 to 2024, the bank's revenue growth rates were 20.56%, 10.70%, 4.59%, and 3.10%, respectively, while net profit growth rates were 13.51%, 29.85%, 25.05%, and 5.43% [6][13] Group 3 - The bank has undergone several leadership changes, with five presidents since its establishment, indicating a period of transition and potential instability [3][12] - The bank's IPO is facing two main challenges: the need for approval from the provincial state-owned assets regulatory authority regarding the state-owned equity structure and the requirement for regulatory approval for the listing [5][12] - The bank's historical performance data from 2020 to 2024 shows a consistent increase in both revenue and net profit, with total assets growing from 302.84 billion yuan in 2020 to 560.34 billion yuan in 2024 [6][14]