Mortgage and refinance interest rates today, December 10, 2025: A bump higher before the Fed

Mortgage rates have eased a little higher, following the 10-year Treasury yield. According to Zillow, the average 30-year fixed rate is up seven basis points to 6.14%. The 15-year fixed home loan rate is holding steady at 5.53%. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.14% 20-year fixed: 6.03% 15-year fixed: 5.53% 5/1 ARM: 6.19% 7/1 ARM: 6.30% 30-year VA: 5.56% 15-year VA: 5.16% 5/1 VA: 5.45% Remember, these are the nat ...