45% of Gen Z want crypto for Christmas, but this gift comes with risk. Here are 2 safer alternatives some experts prefer

Group 1: Cryptocurrency Interest Among Gen Z - 45% of Gen Z express a desire to receive cryptocurrency as gifts for Christmas, significantly higher than the 28% of all Americans [1] - The current dip in Bitcoin prices to around $92,000 from a peak of over $125,000 in October 2025 has led many young investors to consider this an opportune time to invest [2] - The pro-crypto stance of the Trump administration, including an executive order to support the U.S. crypto industry, is attracting young investors [2] Group 2: Financial Considerations for Gen Z - A report from January 2025 indicates that 69% of Gen Z live paycheck to paycheck, making receiving crypto as a gift more appealing than purchasing it themselves [3] - While crypto gifts could yield significant returns without upfront costs, they may not be suitable for young individuals still learning about investment and financial management [3][4] - The volatility of cryptocurrency makes it akin to a lottery ticket, with unpredictable value fluctuations [4] Group 3: Challenges of Managing Crypto Assets - Managing cryptocurrency requires a certain level of knowledge, which some young investors may lack [5] - Unlike traditional banking, where security is provided, crypto investors must take personal responsibility for the security of their assets, complicating ownership [6] - Mismanagement or loss of access to crypto assets can lead to significant recovery challenges for young investors [6]