财经深一度|政策性金融活水如何保障秋粮收购？

Core Insights - The article highlights the efficient grain purchasing process in Jiamusi, Heilongjiang, facilitated by financial institutions, particularly the Agricultural Development Bank of China, which ensures timely payments to farmers and supports the grain market stability [1][4]. Group 1: Financial Support for Grain Purchase - The Agricultural Development Bank of China (ADBC) has provided significant financial support, with a total of 172.8 billion yuan in grain purchase loans for the 2025 grain year, an increase of 13.8 billion yuan year-on-year [4]. - ADBC's loans have supported the purchase of 110 billion jin (approximately 55 million tons) of grain, with market-oriented loans amounting to 68.9 billion yuan, up by 6 billion yuan year-on-year [4]. - The bank has established a green lending channel, initiating loan processes two months in advance, ensuring that 120 billion yuan is available for grain purchases by the end of September [1]. Group 2: Impact on Local Grain Processing - Local grain processing companies, such as Hongzhan Biotechnology, are benefiting from ADBC's loans, receiving 80 million yuan to support the purchase of 1.48 million tons of corn for processing into various products [3]. - By the end of November, ADBC's branch in Shuangyashan had issued 2.684 billion yuan in loans for autumn grain purchases, supporting the acquisition of 997,000 tons of grain [3]. Group 3: Regional Variations in Support - ADBC's branches across different regions have tailored their support based on local market conditions, with Inner Mongolia focusing on a "credit guarantee fund+" mechanism and Liaoning preparing 30 billion yuan in credit to meet early purchasing demands [4]. - In Shandong, the bank has provided 2.78 billion yuan in loans related to the soybean industry during the autumn grain purchasing period [4].