Core Viewpoint - The news highlights that despite the cessation of five-year large denomination certificates of deposit (CDs) by major banks, some branches of Industrial and Commercial Bank of China (ICBC) still offer these products offline, indicating a strategy to retain existing customers as year-end approaches [1] Group 1 - ICBC's mobile banking app currently does not feature five-year large denomination CDs, but they are available for purchase at certain physical branches [1] - The minimum deposit amount for the five-year large denomination CD is 200,000 yuan, with an interest rate of 1.6%, which is higher than the 1.55% offered for the three-year large denomination CD [1] - The availability of these products is limited and not widely advertised, as the bank aims to manage customer retention and control the issuance volume [1]
“刚放出一批额度,不太对外宣传!”这家国有大行网点仍可购买五年期大额存单