I want $3000 a month in monthly dividends before I turn 40 – Will I regret not looking for higher growth stocks

Group 1 - Conventional investors typically seek capital appreciation through equities or income through bonds and fixed income securities [1] - The ideal investment scenario combines growth and income, but managing such a portfolio can be challenging [2] - A 25-year-old investor aims to invest $30 daily into a high dividend ETF to achieve a monthly passive income of $3,000 to $4,000 by age 40 [4] Group 2 - The JPMorgan Nasdaq Equity Premium Income ETF (JEPQ) offers an annual yield of 11.28% through covered call writing on NASDAQ 100 holdings [5] - The investor plans to invest $30 daily and $815 monthly into JEPQ over the next 15 years, forecasting a portfolio growth to $510,596 by 2038 at an annual rate of 6% [5] - Recommended tax-efficient growth complements to high-yield income strategies include Schwab US Large-Cap Growth ETF (SCHG) and Invesco NASDAQ 100 ETF (QQQM) [5]