质量成“硬通货” 云南“云质融”开启信用融资新模式

Core Viewpoint - The launch of the "Yun Zhi Rong" quality financing enhancement service in Yunnan Province marks a significant step in converting enterprise quality credit into financing advantages through market-oriented and legal means [1][2] Group 1: Service Overview - The "Yun Zhi Rong" service aims to create a financing enhancement system that incorporates various elements such as quality, standards, brands, certifications, and innovation [1] - The service is a collaborative effort involving the Yunnan Provincial Market Supervision Administration, Yunnan Provincial Local Financial Management Bureau, People's Bank of China Yunnan Branch, and the National Financial Supervision Administration Yunnan Regulatory Bureau [1] Group 2: Evaluation System - A quality financing enhancement rating system has been established, which includes six indicators and a four-level evaluation grading to assess enterprise quality credit levels [1] - The first batch of evaluations has been completed, with 1,150 enterprises included in the "Yun Zhi Rong" quality financing database, covering key industries such as green energy, biomedicine, highland特色 agriculture, and advanced equipment manufacturing [1] Group 3: Financial Integration - Seventeen banking institutions, including the Industrial and Commercial Bank of China Yunnan Branch, have fully integrated with the service, offering over 40 credit products that can utilize the "Yun Zhi Rong" evaluation results [2] - Enterprises with high quality credit ratings are expected to receive benefits such as priority approval, interest rate discounts, increased credit limits, and flexible guarantees [2] Group 4: Platform Functionality - After the service launch, enterprises that have received quality credit evaluations can log into the Yunnan Provincial Financing Credit Service Platform to publish their financing needs [2] - The platform uses data collaboration to match enterprise quality credit ratings as a core enhancement variable, facilitating efficient connections between banks and enterprises [2]