“小伤快赔”多多益善

Core Viewpoint - Beijing's Human Resources and Social Security Bureau has announced the implementation of a "Quick Compensation for Minor Injuries" model for gig economy workers, significantly reducing claim processing time and allowing for online reimbursement of minor medical expenses [1][2] Group 1: Policy Implementation - The "Quick Compensation for Minor Injuries" model targets gig workers such as delivery personnel and ride-hailing drivers, providing a practical and user-friendly approach to occupational injury compensation [1] - This model is designed for minor injuries that meet specific criteria, including outpatient treatment without hospitalization, clear facts, complete documentation, and unambiguous responsibility [1] Group 2: Process Optimization - The new model simplifies the claims process by reducing the required documentation from 10 items to 5, allowing for easier submission through mobile devices [1] - The model replaces complex medical records with easily obtainable prescriptions and accepts electronic invoices or photos, enhancing the efficiency of the claims process [1] Group 3: Payment Frequency - The frequency of medical benefit disbursement for minor injuries has been optimized from three times a month to daily payments, addressing the common issues of slow reimbursement for gig workers [2] - This initiative serves as a model for protecting the rights of workers in the platform economy, aligning with the "14th Five-Year Plan" which emphasizes expanding coverage for unemployment and occupational injury insurance [2]