Core Viewpoint - The healthy development of the private economy relies on precise financial support, as highlighted in the recent press conference by the Henan Provincial Government regarding financial support for high-quality development of the private economy [1] Financial Service Expansion - The financial system in Henan has maintained a trend of "increasing volume, expanding coverage, improving quality, and reducing costs" in support of the private economy [2] - As of the end of October, loans to the private economy reached 2.35 trillion yuan, a year-on-year increase of 2.32% [2] - 55.6% of new corporate loans this year were directed towards private enterprises, an increase of 1.3 percentage points compared to the end of 2024 [2] - The weighted average interest rate for new loans to private enterprises has continued to decrease [2] Financial Integration and Service Quality - A total of 449 financial service specialists have been deployed across provincial, municipal, and county levels to enhance service quality through various initiatives [3] - Over 4,500 government-enterprise financing matchmaking events were organized in the first ten months, covering 59,000 enterprises, with over 80% being private enterprises, resulting in financing of 220 billion yuan [3] - The comprehensive financing cost for corporate loans has stabilized and decreased, with innovative financing service models being developed [3] Monetary Policy Tools Utilization - The People's Bank of China, Henan branch, has effectively utilized various monetary policy tools to channel more quality financial resources into key areas of the private economy [4] - By the end of October, loans supported by these tools totaled 106.2 billion yuan, with the average interest rate for new corporate loans at 3.26%, down 0.51 percentage points year-on-year [4] Support for Small and Micro Enterprises - A coordination mechanism for supporting small and micro enterprises has been efficiently operational, with 7.32 million visits to small businesses conducted, ranking second nationally [5] - The mechanism has achieved a credit and loan issuance rate exceeding 95%, effectively addressing financing difficulties [5] Tailored Financial Products - Financial institutions are innovating personalized financing solutions to meet the diverse needs of private enterprises across different industries and regions [7] - The Industrial and Commercial Bank of China in Henan has developed 343 unique loan scenarios to address common financing challenges [7] - The "PuHui LaiLe" app by SPD Bank integrates various functions to create a convenient and efficient service system for private enterprises [7]
2025河南省民营经济高质量发展系列新闻发布会 金融活水精准浇灌解民营经济之渴
He Nan Ri Bao·2025-12-10 23:08