A New Fed Cut Just Landed—But the 2026 Forecast Might Be the Real Story for Your Savings

Key Takeaways What the Fed's December Rate Cut Means for Your Savings As widely expected, the Federal Reserve ended the year with a quarter-point rate cut today—its third reduction of 2025, following similar moves in September and October. That brings total cuts this year to 0.75 percentage points, on top of 1.00 point in cuts delivered in late 2024. Today's Fed cut was widely expected, but it still signals that savings and CD yields will likely begin drifting a bit lower in the coming weeks. The Fed's 2026 ...