辽宁农商银行14家分支机构获批终止营业

Core Viewpoint - The recent approval for the termination of operations at 14 branches of Liaoning Rural Commercial Bank reflects a significant trend in the banking industry towards optimizing physical branch networks amid digital transformation efforts [1][4]. Group 1: Termination of Branch Operations - Liaoning Rural Commercial Bank has received approval to terminate operations at 14 of its branches within a two-day period [1]. - On December 9, the Panjin Financial Regulatory Bureau approved the closure of four branches, including Dawa Xinyu Branch and Dawa Liaoyou Branch [2]. - On December 10, the Chaoyang Regulatory Bureau approved the closure of ten additional branches, including Jianping Guangming Branch and Lingyuan Yangzhangzi Branch [3]. Group 2: Background of Liaoning Rural Commercial Bank - Liaoning Rural Commercial Bank was established based on Shenyang Rural Commercial Bank and 30 other rural credit cooperatives, with a registered capital of 20.7 billion yuan [4]. - The bank is the first provincial-level rural commercial bank in China, with 25 departments and 833 operating outlets [4]. - In June 2024, the bank was approved to absorb and merge with 36 other rural small and medium-sized banks, taking over their effective assets, liabilities, and operations [4]. Group 3: Industry Trends - The pace of physical bank branch closures has accelerated significantly, with over 9,000 branches approved for shutdown this year, marking an increase of over 200% compared to 2,533 closures in 2024 [4].