金融发力 守护“中原粮仓”

Group 1: Agricultural Development in Henan - As of November 18, over 90% of winter wheat has been planted nationwide, with Henan province exceeding 95% [1] - The People's Bank of China (PBOC) in Henan is guiding financial institutions to support key agricultural sectors through policy and product innovation [1] - In the first ten months of 2025, Henan issued 650.8 billion yuan in agricultural loans, a year-on-year increase of 17.2 billion yuan [1] Group 2: Financial Support for Farmers - The agricultural bank in Zhoukou has issued 109.41 billion yuan in loans to farmers, with a balance of 83.29 billion yuan [5] - Zhoukou's agricultural loan balance reached 1651.9 billion yuan, accounting for 54.8% of total loans [5] - The "惠农e贷" product offers farmers up to 300,000 yuan for land transfer and agricultural inputs [4] Group 3: Innovations in Agricultural Practices - Zhoukou's farmers are adopting large-scale and intensive farming practices, with many engaging in land transfer for cultivation [3] - The "订单农业" model allows farmers to secure higher prices for their crops through pre-arranged contracts with buyers [5] - The comprehensive land governance project in Xinyang aims to consolidate fragmented land into larger, more efficient farming areas [8] Group 4: Emerging Agricultural Brands and Enterprises - The agricultural brand "丽星" has a market share exceeding 60% in the spicy noodle sector and aims to develop a strong brand identity [16] - The company has installed 16 production lines for instant noodles, with an annual output value of 2 billion yuan [16] - Financial institutions in Kaifeng have launched specialized loan products for local agricultural enterprises, totaling nearly 4 billion yuan in loans [17]