农业银行洛阳分行：数字赋能普惠金融 资金流平台为小微企业注入“活水”

Core Insights - The People's Bank of China and Agricultural Bank of China launched a joint initiative to promote the "Small and Micro Enterprises Fund Flow Credit Information Sharing Platform" to local small and micro enterprises, receiving positive feedback from government and business leaders [1][3] Group 1: Platform Overview - The platform aims to address the financing difficulties faced by small and micro enterprises by analyzing account transaction data to facilitate credit approvals without the need for collateral [1][4] - As of the end of November, the Agricultural Bank of China in Luoyang has processed 253 inquiries through the platform and provided credit support to 98 enterprises, with a total loan approval amount exceeding 760 million yuan [4] Group 2: Impact on Local Economy - The promotional activities have increased awareness and willingness to use the platform among small and micro enterprises in the county, helping them to showcase their operational strength and improve access to financing [4] - The bank's representative emphasized the commitment to integrating platform promotion with financing services to enhance the financing capabilities of small and micro enterprises, thereby supporting sustainable economic development [4]