Core Viewpoint - Postal Savings Bank of China Qingdao Branch has successfully issued a loan of 250,000 yuan, marking the first "transaction certification loan" in Qingdao, aimed at addressing the financing difficulties faced by rural operators and supporting rural revitalization [1][2] Group 1: Loan and Financial Innovation - The loan was issued based on a transaction certification from the Qingdao Rural Property Rights Transfer Trading Platform, providing strong support for rural financing needs [1] - The bank focuses on diverse financing needs of rural operators, including farmers, small business owners, and cooperatives, and has launched the "transaction certification loan" to enhance financial services [1][2] Group 2: Service Process and Risk Management - To ensure the efficient implementation of the "transaction certification loan," the bank has established a dedicated service process that simplifies approval and reduces processing time [2] - The bank relies on the Qingdao Rural Property Rights Transfer Trading Platform for compliance verification of rural property transaction subjects, thereby strengthening the credit foundation for loan projects [2] Group 3: Future Plans and Service Expansion - The bank plans to deepen cooperation with the Qingdao Rural Property Rights Transfer Trading Platform and explore a comprehensive service system integrating property trading, transaction certification, and financing guarantees [2] - There will be an emphasis on product iteration and service innovation to develop more financial products tailored to rural property scenarios, aiming to enhance the efficiency of financial services in agriculture and rural areas [2]
邮储银行青岛分行发放青岛市首笔“交易鉴证贷”