唯捷创芯：出台员工借款管理制度 总额不超5000万元

Core Viewpoint - The company has introduced an employee loan management system to attract and incentivize employees while addressing their financial needs [1] Group 1: Loan Management System - The system is applicable to full-time employees who have served for more than one year, excluding related natural persons from applying [1] - The total amount allocated for employee loans does not exceed 50 million yuan, with individual loan amounts capped at 500,000 yuan and limited to twelve months of pre-tax income prior to the loan application [1] - The maximum loan term is three years, with repayment methods specified in the contract [1] Group 2: Loan Usage and Conditions - Loans can be used for purposes such as down payments for housing and medical expense turnover, but cannot be used for equity incentives [1] - The company reserves the right to recall loans early in cases of employee resignation or failure to purchase housing [1] - The system becomes effective upon approval by the board of directors [1]