从“金融管家”到“德惠融”品牌，德城金融服务实体打出组合拳

Core Insights - The government of Decheng District has made significant strides in enhancing financial support for the real economy during the 14th Five-Year Plan period, focusing on optimizing financial services and fostering collaboration between government, banks, and enterprises [1][2] Group 1: Financial Support Initiatives - Decheng District has introduced various financial institutions, including Bohai Bank and Shanghai Pudong Development Bank, with a total of 56 financial entities in the area, leading among all counties and districts [1] - Strategic agreements have been signed with multiple city-level branches to collaborate on industrial upgrades, rural revitalization, and urban renewal [1] - The district has implemented initiatives such as "Financial Executives Going to the Grassroots" and "Thousand Enterprises and Ten Thousand Households Visits" to enhance interaction between government, banks, and enterprises [1] Group 2: Financial Product Development - The district has guided banks to effectively allocate over 30 types of online credit products, including "e抵快贷" and "小微快贷," creating a complementary product system of "online + offline" and "traditional + new" [1] - From 2021 to 2024, the average annual growth rate of loans in Decheng District is projected to be 9.6%, with a total loan balance of 92.5 billion yuan by November 2025, ranking first in the city [1] Group 3: Financial Service Quality Enhancement - The district has established a financing guarantee and emergency transfer fund with a budget of 200 million yuan, creating a one-stop service system for small and micro enterprises [2] - The cumulative guarantee scale has reached 860 million yuan, with transfer funds amounting to 3.43 billion yuan, assisting 710 enterprises in overcoming financing challenges [2] Group 4: Financial Innovation and Market Development - Decheng District has initiated mechanisms for direct connections between private enterprises and financing, and has launched a "Financial Steward" pilot program, being one of the 16 pilot parks in the province [2] - The district has created the "Dehui Rong" financial service brand and implemented various innovative practices, receiving provincial-level recognition for four consecutive years [2] - The number of listed companies has reached 36, with direct financing totaling 3.25 billion yuan, and one company has begun the listing process on the Beijing Stock Exchange, marking a significant development in the local capital market [2]