Is the Options Market Predicting a Spike in Hanmi Financial Stock?

Group 1 - Hanmi Financial Corporation (HAFC) is experiencing significant activity in the options market, particularly with the Jan 16, 2026 $20.00 Put showing high implied volatility, indicating potential for a major price movement [1] - Implied volatility reflects market expectations for future stock movement, suggesting that investors anticipate a significant event that could lead to a rally or sell-off [2] - Hanmi Financial holds a Zacks Rank 2 (Buy) in the Banks - West industry, which is in the top 12% of the Zacks Industry Rank, with recent analyst activity showing an increase in earnings estimates from 67 cents to 71 cents per share for the current quarter [3] Group 2 - The high implied volatility for Hanmi Financial may indicate a developing trading opportunity, as options traders often seek to sell premium on such options to capture decay, hoping the stock does not move as much as expected by expiration [4]