Wall Street Cautious on PayPal (PYPL), Stock Down 14.5% Since Q3 2025 Earnings

Core Insights - PayPal Holdings, Inc. (NASDAQ:PYPL) has seen a decline of over 14.5% since its fiscal Q3 2025 earnings release on October 28, despite beating earnings expectations [1] - Wall Street analysts maintain a cautious outlook on PayPal, primarily due to anticipated weakness in Branded Checkout total payment volume in the upcoming quarter [1][3] Analyst Ratings - Deutsche Bank analyst Nate Svensson lowered the price target for PayPal from $75 to $65 while maintaining a Hold rating [2] - UBS analyst Timothy Chiodo also reiterated a Hold rating with a price target of $80 [2] Financial Guidance - PayPal raised its full-year guidance during the Q3 2025 earnings release, now expecting GAAP EPS in the range of $5.11 to $5.15, an increase from the previous range of $4.90 to $5.05 [4] Company Overview - PayPal is a technology company that provides digital and mobile payment solutions through platforms like PayPal, Venmo, and Braintree, facilitating secure online and in-person transactions [5]