划重点！2026年房地产政策有四个“新变化”

Policy Objectives - The policy objective has shifted from "continuously promoting the stabilization of the real estate market" to "focusing on stabilizing the real estate market," indicating a stronger commitment to maintaining stability [1] - In the first eleven months, although development investment has declined, the housing market has entered a phase of stock, with second-hand housing transactions accounting for 45% of total transactions, and the decline in housing prices is narrowing [1] Policy Direction - The new policy emphasizes "controlling increment, reducing inventory, and optimizing supply" as core directions, with "optimizing supply" being a new term introduced, indicating a coordinated approach to address inventory issues while considering public welfare [2] Policy Tools - The reform of housing provident funds and the construction of "good houses" have been identified as new policy focuses, with plans to expand coverage for flexible employment individuals and increase loan limits to alleviate payment pressure for first-time buyers and those seeking improvements [3] - The orderly promotion of "good house" construction signifies a shift from quantity-driven housing products to quality-driven ones [3] Urban Renewal - The term "urban renewal" has been elevated in importance, moving from a secondary position to a primary focus in the context of domestic demand, indicating an increased emphasis and effort in urban renewal initiatives for the coming year [4]