Jin Rong Jie·2025-12-12 02:49Core Viewpoint - China Everbright Bank is actively exploring the marketization of data elements during the 14th Five-Year Plan period, focusing on data asset valuation, circulation, and financial products, with significant research outcomes shared with the public [2][3]. Group 1: Research and Practice Achievements - During the 14th Five-Year Plan, China Everbright Bank has conducted extensive research and practical work in the field of data elements, including the development of a self-developed "Enterprise Data Asset Valuation Tool" that incorporates GPU computing power for technology companies [2]. - The bank published a paper in the international journal "Journal of Digital Economy," detailing its research and application of data asset valuation in commercial banking, showcasing China's exploration in the data field [2]. Group 2: Future Directions and Strategic Goals - In 2025, the bank aims to provide actionable paths for the compliant operation of financial data resources through its latest research on public data resource authorization and cost accounting [3]. - The bank plans to integrate data elements with cutting-edge technologies while ensuring compliance and security, focusing on areas such as cloud payment applications and digital twins [7]. - The bank's future strategy includes building a collaborative development model in the data element field to activate and release the value of data elements, promoting healthy market development for the digital economy [8]. Group 3: Expert Insights and Industry Context - Experts emphasize the importance of data as a new resource in the digital and intelligent revolution, highlighting the need for effective value accounting of data [5]. - The National Development and Reform Commission stresses that public data should be traded to realize price discovery and enhance state asset supervision, indicating a significant potential for future development in public data authorization and circulation [6].