Xin Hua She·2025-12-12 05:43Core Viewpoint - China Everbright Bank is actively exploring the marketization of data elements, focusing on research and practical applications during the "14th Five-Year Plan" and planning for the "15th Five-Year Plan" in areas such as data asset valuation, operational authorization, and data security [1][2][4] Group 1: Research and Development Achievements - The bank has developed a self-researched "Enterprise Data Asset Valuation Tool" to enhance the valuation of data assets for technology companies, broadening the scenarios for obtaining loans based on data [1] - Recent research results in 2025 include a comprehensive cost accounting framework for public data resource authorization operations, providing actionable paths for compliant data resource operations in the financial sector [2] - The bank's research has been published in the international journal "Journal of Digital Economy," showcasing China's exploration and practical achievements in the field of data [1] Group 2: Industry Insights and Future Directions - Experts emphasize the significant potential of data resources in the digital and intelligent revolution, advocating for proper value accounting of data to maximize its potential [2][3] - The bank aims to combine data elements with cutting-edge technologies while ensuring compliance and security, promoting a virtuous cycle of technology development, data generation, and application [4] - Future initiatives will focus on activating the potential of data elements, fostering a collaborative development model, and injecting sustainable momentum into the high-quality development of the digital economy [4]