Zhong Zheng Wang·2025-12-12 07:55Core Viewpoint - Postal Savings Bank of China (PSBC) is launching its "AI2ALL" digital ecosystem, emphasizing the transformative role of technology in the banking sector and its commitment to enhancing financial services for the real economy [1][3]. Group 1: Digital Ecosystem and AI Integration - The "AI2ALL" digital ecosystem aims to enhance internal efficiency and external outreach by integrating AI capabilities across various service segments [1][2]. - PSBC has identified nearly 260 application scenarios for large models within the "AI2ALL" framework, showcasing its extensive approach to AI integration [1][2]. Group 2: Infrastructure and Technological Foundations - PSBC has established a robust foundation in three key areas: data, computing power, and algorithms, including a five-tier data architecture and the first domestic super-node intelligent computing cluster in the financial sector [2]. - The bank employs a dual approach of external model integration and internal model development, utilizing advanced models like Baidu's "Wenxin Yiyan" and its proprietary "Youzhi" model [2]. Group 3: Service Enhancement and Customer Engagement - Intelligent tools are implemented across all processes, enhancing front, middle, and back office operations, with personalized marketing and improved risk control through smart models [2]. - The bank has innovated its service delivery by adopting a human-machine collaboration model, enabling seamless service across physical and digital channels [2]. Group 4: Future Vision and Commitment - PSBC is committed to its "financial for the people" mission, focusing on deepening the "digital postal savings" strategy and creating meaningful financial services that benefit a wide range of customers and partners [3].