I’m not yet 50, have close to $5m saved up, and want to retire but my job is holding me back. What are my options?
Yahoo Finance·2025-12-10 21:13

Core Insights - A 48-year-old individual with a net worth of nearly $5 million is contemplating early retirement due to a demanding job and a desire to enjoy life experiences while still healthy [2][7] - The individual has successfully avoided lifestyle inflation, which has contributed to their substantial savings and suggests they can maintain a modest retirement [4][7] - The individual is considering options such as part-time work or consulting to balance their meaningful career with personal time [5][6] Financial Considerations - The individual’s net worth of $5 million indicates a successful career and prudent financial management [2][4] - Early retirement at age 48 may require careful planning to stretch savings over a longer retirement period, making additional income beneficial [6][7] - The individual is over a decade away from Medicare and Social Security eligibility, which adds complexity to their retirement planning [7]

I’m not yet 50, have close to $5m saved up, and want to retire but my job is holding me back. What are my options? - Reportify