Seeking Alpha·2025-12-12 08:17Core Insights - The article emphasizes the importance of a well-diversified investment portfolio, suggesting a foundation in a high-quality low-cost S&P 500 fund [1] - It advocates for an overweight position in the technology sector, which is perceived to be in the early stages of a long-term bull market [1] - For dividend income, it recommends investing in large oil and gas companies that offer strong dividend yields and growth [1] Investment Strategy - A top-down capital allocation approach is recommended, tailored to individual investor circumstances such as age, risk tolerance, and financial goals [1] - Suggested investment categories include S&P 500, technology, dividend income, sector ETFs, growth, speculative growth, gold, and cash [1]