Dave Ramsey Blasts Unemployed Son As 'The Laziest Human I've Run Into' After Mom Covers His $30K Mortgage For Months

Core Insights - The article discusses a financial situation involving a mother, Ann, who is covering her son's condo mortgage payments after he lost his job, highlighting the complexities of co-signing loans and family financial dynamics [1][2]. Group 1: Financial Situation - Ann's son stopped paying his condo mortgage, which has a balance of approximately $30,000, after losing his job in April [1]. - Ann has been making most of the recent mortgage payments, while her ex-husband covered three payments [2]. - The condo was purchased in 2004, and Ann's son has been in financial trouble for about 10 years, previously entering forbearance [1]. Group 2: Property Value and Options - Ann initially estimated the condo's value at $40,000 to $45,000, later suggesting it could sell for up to $60,000 [3]. - One option discussed was for Ann to buy the condo at its appraised value and then relist it, which would allow her to exit the loan entirely [4]. Group 3: Relationship Dynamics - The ongoing financial involvement has strained Ann's relationship with her son, as he appears to be unwilling to sell the condo despite her financial support [5].