商业银行开展托管业务的禁止性行为有哪些？金融监管总局回应

Core Viewpoint - The National Financial Supervision Administration has introduced a new regulatory framework for commercial banks' custody business, outlining prohibited activities to mitigate risks associated with unclear responsibilities [1] Summary by Categories Prohibited Activities - Commercial banks are prohibited from assuming credit risk, market risk, and other risks associated with custody products [1] - Banks cannot provide direct or indirect guarantees for custody products, whether explicit or implicit [1] - There is a ban on promising principal or guaranteed returns for custody products [1] - Banks are not allowed to advance funds or provide liquidity support for custody products, except for qualified collateral management of fixed-income securities conducted under market and legal principles [1] - Participation in investor suitability management is prohibited for commercial banks [1] - Banks cannot guarantee the authenticity of project and transaction information or the legality of fund sources [1] - Involvement in the investment decision-making of managers is not permitted [1] - Mixing custody product assets with other assets is also prohibited [1]