Jin Rong Jie·2025-12-12 12:07Group 1 - The People's Bank of China will conduct a 600 billion yuan reverse repurchase operation on December 15, 2025, to maintain liquidity in the banking system and ensure stable financial market operations [1] - As of the end of November, the balance of domestic and foreign currency loans reached 274.84 trillion yuan, with a year-on-year growth of 6.3% [1] - In the first eleven months, the increase in RMB loans amounted to 15.36 trillion yuan [1] Group 2 - The National Financial Regulatory Administration has released new regulations for bank custody business, effective from February 1, 2026, outlining prohibitive responsibilities and behaviors for commercial banks [2] - Key prohibitions include not assuming credit or market risks for custody products, not providing guarantees, and not participating in investment decision-making [2] Group 3 - The bank wealth management market has reached a new high, standing at approximately 33 trillion yuan, nearing the 34 trillion yuan mark [3] - Fourteen wealth management companies with over 1 trillion yuan in assets have seen a cumulative growth of about 3.43 trillion yuan in the first eleven months, with "fixed income +" products contributing significantly [3] - In the fourth quarter alone, these companies have grown by 1.67 trillion yuan, accounting for nearly half of the annual increase [3] Group 4 - The research interest in listed banks has surged, with 17 listed banks receiving 308 institutional research visits since the beginning of the fourth quarter [4] - The total number of research visits has reached 312, with city commercial banks and rural commercial banks being the main focus [4] - Hangzhou Bank has attracted the most research institutions, becoming the "most popular" in this round of research [4] Group 5 - Eight departments in Ningxia have jointly issued new policies for the real estate market, introducing twelve specific measures to support stable and healthy development [5] - The new policies include subsidies for newly built commercial housing and targeted subsidies for commercial properties, aimed at reducing the financial burden on homebuyers [5] Group 6 - Xu Zuo, former vice president of CITIC Group, was sentenced to life imprisonment for bribery and illegal business operations, highlighting a strict stance against financial sector corruption [6] Group 7 - Lu Hongxiao, vice president of the Gansu branch of Industrial and Commercial Bank of China, is under investigation for serious violations of discipline and law [7] Group 8 - Bank of China plans to issue two types of notes under a 40 billion USD medium-term note program, with applications for listing on the Hong Kong Stock Exchange [8][9] Group 9 - The resignation of Hou Bin, risk director of Suzhou Bank, was due to age reasons, effective December 10, 2025, and is considered a normal executive adjustment [10] Group 10 - Zou Yabin, vice president of the Hong Kong branch of Industrial Bank, is proposed to become the vice president of Xingyin Wealth Management, with the management team having undergone multiple adjustments in 2025 [11]