英大集团：金融数智化转型提质升级 加速向新

Core Viewpoint - Accelerating the financial digital transformation is essential to adapt to the digital economy, support a three-tier regulatory system, and enhance business quality and efficiency [1] Group 1: Financial Digital Transformation Strategy - The company is implementing a unified construction plan for financial digital transformation, focusing on the "three divisions and four management" system to enhance financial management digitalization [1] - A hierarchical digital support system has been established, connecting the National Grid Company's unified promotion system, the company's financial middle platform, and core business systems of various financial units [2] - The company is enhancing network security capabilities and has established a comprehensive security system to ensure stability during major national events [1][3] Group 2: Three Middle Platforms and Four Systems - The "three middle platforms" are being applied to promote data sharing and cross-professional capability reuse, supporting millions of service calls for business management [2] - The company has developed four major systems: operation monitoring, risk prevention, smart customer service, and member management, which leverage data value and customer resources [3] Group 3: Enhancing Regulatory Capabilities - The "three divisions and four management" system strengthens the digital capabilities of financial units, enabling comprehensive online operations, transparent risk control, and holistic business visibility [4] - A layered digital support system has been built to meet various regulatory needs, integrating 16 systems to support business management and compliance [4] Group 4: Artificial Intelligence Applications - The company is innovating in artificial intelligence technology, establishing an enterprise-level AI platform that covers 13 financial units and supports 56 common capabilities [6] - AI is being utilized to enhance decision-making and management efficiency, transitioning from experience-driven to data-driven decision-making [6][7] Group 5: Digital Renminbi Applications - The company is actively exploring digital renminbi applications, creating a digital renminbi operating system that connects directly with the central bank's platform [8] - Innovative solutions based on digital renminbi are being developed for various business scenarios, including supply chain finance and insurance claims, with significant application scale [9]