金融监管总局发文禁止商业银行为托管产品承诺本金或保证收益

Core Viewpoint - The National Financial Supervision Administration has released the "Supervision and Management Measures for Custody Business of Commercial Banks (Trial)" to enhance the supervision of custody services and promote their healthy development, prohibiting banks from guaranteeing principal or returns on custody products [1][2]. Group 1: Regulatory Framework - The new measures aim to clarify the basic rules for commercial banks conducting custody business, strengthen baseline requirements, and detail management standards for key areas [1]. - The measures emphasize the importance of maintaining legal integrity, improving internal governance, and enhancing service capabilities and transparency in custody services [1]. Group 2: Prohibited Activities - The measures explicitly list prohibited responsibilities and actions for commercial banks in custody business, including assuming credit or market risks for custody products and providing guarantees [2]. - Banks are also prohibited from making commitments regarding principal or returns, providing liquidity support, or financing commitments for custody products [2].