明年如何实现“稳楼市”？金融监管总局释放信号

Core Viewpoint - The focus remains on stabilizing the real estate market, with a clear policy direction to prevent and mitigate financial risks in key areas, particularly in local financial institutions and real estate companies [2][3]. Group 1: Policy Direction - The Financial Regulatory Authority emphasizes the need to prevent and resolve risks associated with local small financial institutions, real estate companies, and local government financing platform debts, while strictly controlling new risks and managing existing ones [2]. - The central economic work meeting has set the tone for stabilizing the real estate market, aligning with the Financial Regulatory Authority's commitment to risk prevention and control [2][3]. - By 2026, real estate regulation will focus on "controlling new risks, reducing inventory, and optimizing supply," with policies encouraging the acquisition of existing properties for affordable housing [2][3]. Group 2: Economic Impact - Real estate is expected to play a significant role in expanding domestic demand in 2026, with policies likely to include optimizing restrictive measures in major cities and supporting urban renewal through innovative financial and land policies [3]. - The stability of the real estate market is crucial for preventing liquidity risks for real estate companies and reducing financial risks for homebuyers, thereby lowering the non-performing loan rates for banks [3]. Group 3: Regulatory Enhancements - The regulatory framework will be further strengthened, with an emphasis on improving the regulatory system for key areas and enhancing compliance and risk awareness among financial institutions [3]. - The Financial Regulatory Authority aims to enhance the effectiveness of strict regulations, improve financial legal systems, and ensure efficient law enforcement to protect the public's financial interests [3].