I’ve spent 8 years saving to buy a home and I feel like I’m no closer to my goal. Is it time to give up the dream?

Brett, 40, dreams of buying a home, but he’s starting to wonder if that goal is still achievable. He has been saving diligently for a down payment for eight years, and while his nest egg has grown, he’s questioning whether he made the right choices about what he’s saving for — and how. It’s a familiar question for anyone pursuing homeownership in recent years. The housing market has been hot, and mortgage rates have climbed considerably. Brett worries that instead of saving, he should have been investin ...