Too Many People Just Buy SPY, These Are The ETFs I’d Own Instead

Core Insights - The ETF industry is experiencing significant growth, with over 4,000 U.S.-listed ETFs available, making it a crucial component of individual investment portfolios [1] - The SPDR S&P 500 ETF (SPY) remains a dominant player since its launch in 1996, currently managing $708.62 billion in assets and investing in 500 stocks [2][7] - There is a shift in investor preferences towards yield-focused funds with lower risk, particularly among Gen Z investors, prompting a recommendation for alternatives like Invesco QQQ Trust (QQQ), iShares Core S&P 500 ETF (IVV), and International Dividend Appreciation ETF (VIGI) [2] Invesco QQQ Trust - Invesco QQQ Trust tracks the Nasdaq-100 Index, holding 100 stocks with an expense ratio of 0.20% and a cumulative 10-year return of 486% [4] - The fund is heavily invested in technology, allocating 64% of its portfolio to this sector, with significant holdings in major tech companies [5][6] - As of 2025, QQQ has gained 22.35% and is priced at $624, expected to provide above-average returns due to its focus on leading tech stocks [6] iShares Core S&P 500 ETF - The iShares Core S&P 500 ETF tracks the S&P 500 index, investing in the 500 largest U.S. stocks based on market capitalization [8] - It offers a yield of 1.04% and has a low expense ratio of 0.03%, making it an attractive option for investors [8] International Dividend Appreciation ETF - The International Dividend Appreciation ETF (VIGI) focuses on dividend growers, with 41.90% of its investments in Europe and 33.50% in Pacific markets [7]