揭秘日利率1%资金盘陷阱：办完翻倍活动就跑

Core Viewpoint - The article discusses the fraudulent operations of Yuzhi Financial Co., which has been running a pyramid scheme disguised as a virtual currency trading platform, promising high returns to attract investors and requiring them to recruit others for additional rewards [1][19]. Group 1: Company Operations - Yuzhi Financial claims to have a membership of 3 million, suggesting a potential fund size exceeding 20 billion yuan based on a minimum investment threshold of 7,400 yuan [1]. - The company operates multiple apps, including HSEX, which has been flagged for illegal financial activities and lacks regulatory approval [2][10]. - Investors are required to pay a "self-certification deposit" of 20% of their total account balance to withdraw earnings, with withdrawal fees increasing from 10% to 30% [1][10]. Group 2: Investor Experiences - Investors, like Wang Qin, initially saw returns but later realized they were part of a scam when they could not withdraw their funds after a promotional event [5][12]. - The scheme involves a "static" and "dynamic" return model, where static returns are based on following trading signals, and dynamic returns are earned through recruiting new investors [7][8]. - Many investors are left searching for new projects to recover their losses, indicating a cycle of continuous recruitment and investment [3][4]. Group 3: Regulatory Response - The Guangdong provincial government issued warnings about Yuzhi Financial's illegal activities, confirming that it operates without the necessary licenses [2]. - The Hong Kong Stock Exchange has listed Yuzhi Financial and its associated apps as suspicious, indicating a lack of legitimate operations [12][13]. - Legal experts emphasize the need for stricter regulations and awareness among investors to combat such fraudulent schemes [28].