Fed predictions for 2026: What experts say about the possibility of additional rate cuts

The Federal Open Market Committee (FOMC) recently held its last meeting of the year, which culminated in a third (and final) cut to the federal funds rate for 2025. As a result, interest rates on consumer loans and bank accounts will continue to fall. Will these cuts continue into 2026? And if so, how will that impact your bottom line? Here’s what the experts have to say, and what you should do to prepare in the meantime. Read more: How a Fed rate cut affects your bank accounts, loans, credit cards, and ...