Defense World·2025-12-14 08:03Dividends - Old Second Bancorp pays an annual dividend of $0.28 per share with a dividend yield of 1.4% while First Busey pays an annual dividend of $1.00 per share with a dividend yield of 4.0% [1] - Old Second Bancorp pays out 18.5% of its earnings as dividends, whereas First Busey pays out 87.0%, indicating potential future sustainability issues for First Busey [1] - First Busey has a longer track record of dividend growth, having raised its dividend for 10 consecutive years compared to Old Second Bancorp's 1 year [1] Insider & Institutional Ownership - 67.8% of Old Second Bancorp shares are owned by institutional investors, compared to 56.5% for First Busey [2] - Company insiders own 3.8% of Old Second Bancorp shares, while First Busey insiders own 3.9% [2] Valuation & Earnings - Old Second Bancorp has gross revenue of $341.72 million and net income of $85.26 million, with an earnings per share (EPS) of $1.51 and a price-to-earnings (P/E) ratio of 13.58 [4] - First Busey has gross revenue of $663.36 million and net income of $113.69 million, with an EPS of $1.15 and a P/E ratio of 21.89 [4][5] - Old Second Bancorp is trading at a lower P/E ratio, indicating it is more affordable compared to First Busey [5] Profitability - Old Second Bancorp has a net margin of 18.89%, return on equity of 12.34%, and return on assets of 1.51% [8] - First Busey has a net margin of 11.00%, return on equity of 9.05%, and return on assets of 1.11% [8] Analyst Recommendations - Old Second Bancorp has a consensus target price of $21.63, indicating a potential upside of 5.44%, while First Busey has a target price of $26.33 with a potential upside of 4.62% [10] - Old Second Bancorp has a stronger consensus rating with a score of 3.00 compared to First Busey's score of 2.43 [10] Summary - Old Second Bancorp outperforms First Busey in 11 out of 18 factors compared between the two stocks [11]