1 Reason I Will Never Sell PayPal Stock

Core Viewpoint - PayPal has faced challenges such as slowing revenue growth, increased competition, and a tough macroeconomic environment, but its long-term prospects remain positive due to its strong brand and competitive advantages [1][3][8] Financial Performance - In Q3, PayPal processed a total payment volume of $458 billion, reflecting an 8% year-over-year increase, and ended the period with 438 million active accounts, which is a 1% increase year-over-year [4] Market Position - PayPal has a market capitalization of $58 billion, with a current stock price of $61.66, and a gross margin of 41.64% [5][6] - The company has a strong presence among retailers and a large ecosystem of consumers and business clients, which provides significant growth and monetization opportunities [6] Growth Opportunities - PayPal's advertising business, leveraging consumer data, has the potential to become a significant contributor to its financial results [6] - Increased adoption among retailers, growth in active accounts, and expanding total payment volume could lead to revenue and earnings growth over the long term [7] Strategic Focus - The company is prioritizing high-margin opportunities, growing free cash flow, and scaling its advertising business as part of its turnaround plan [8]