Robinhood vs. SoFi: Which Fintech Stock Is Better?

Group 1 - Robinhood Markets and SoFi Technologies have significantly outperformed the S&P 500 this year, with SoFi's stock price nearly doubling and Robinhood's share price more than tripling [1] - Robinhood's business model is heavily reliant on crypto transactions, which have surged by over 300% year-over-year, contributing $268 million to its total sales of $1.27 billion [3][4] - SoFi has achieved 38% year-over-year revenue growth and more than doubled its net income, approaching 1 million members with a 35% increase in users year-over-year [6][8] Group 2 - Robinhood's third-quarter results showed revenue more than doubling year-over-year and net income increasing by 271%, with transaction revenue being the most critical component [3][4] - Comments from Robinhood's CFO indicate that the fourth quarter is expected to be strong, with record monthly trading volumes and all-time high margin balances [5] - The future growth potential for SoFi is promising, with expectations of accelerated revenue growth in 2026 as it continues to expand its member base [8]