生娃基本“不花钱” 制度托底让生育更友好

Core Viewpoint - The national medical insurance meeting emphasizes the need to develop maternity and long-term care insurance, aiming for minimal out-of-pocket expenses for insured individuals during childbirth by 2026 [1] Group 1: Policy Developments - Seven provinces, including Guangdong, Shandong, and Jiangsu, have already implemented full reimbursement for hospitalization costs related to childbirth within the policy framework [1] - Starting from 2025, mothers in Jinan will only need to pay 438.74 yuan for hospitalization and childbirth, compared to approximately 30,000 yuan a decade ago [1] - The meeting also highlights the inclusion of suitable pain relief options for childbirth in the insurance fund payment scope, with several provinces already implementing this [1] Group 2: Broader Context - The government is actively promoting fertility through various supportive policies, including childcare subsidies, extended maternity leave, and free preschool education [2] - The emphasis on improving public support for childbirth and childcare costs is seen as essential for increasing public willingness to have children, addressing the structural challenges of declining birth rates and an aging population [2] - The central economic work conference stresses the importance of adjusting educational resources to respond to changes in birth rates, indicating a comprehensive approach to the issue [2][3] Group 3: Future Directions - The need for a holistic approach to ensure the policies are fully implemented, creating a supportive environment for childbirth, upbringing, and education is highlighted [3] - The goal is to establish a complete support system that ensures affordability in childbirth, quality upbringing, and excellent education, contributing to a fertility-friendly society [3]