SCHD vs. QQQI: Dividend Growth or Monthly Cash—What’s Better?

Core Insights - The article discusses the importance of selecting the right high-yield dividend ETFs for passive income investors, highlighting two specific funds for 2025 [2][3] Group 1: Schwab U.S. Dividend Equity ETF (SCHD) - The SCHD ETF pays cash distributions quarterly, rather than monthly, but offers a good yield for patient investors [4] - It holds 103 stocks and tracks the Dow Jones U.S. Dividend 100 Index, providing exposure to a diverse range of market sectors [5] - The fund includes both dividend payers and growers, with a historical trend of increasing dividend payments over the long term [7] - The trailing 12-month distribution yield for SCHD is 3.74%, making it an attractive option for investors seeking dividend growth [9] Group 2: Comparison with QQQI ETF - The QQQI ETF offers frequent dividends and a higher annual yield compared to SCHD, appealing to different investor preferences [8]