Is XRP a Buy Heading Into 2026?

Group 1 - XRP's price increased by 73% in the first half of 2025 but has since stabilized around breakeven as of December 8, 2025 [1] - Ripple, the company behind XRP, settled a dispute with the SEC over the classification of XRP, leading to a price surge above $3, a level not seen since 2018 [2] - The Trump administration's pro-crypto stance and new regulations have positively influenced the cryptocurrency market, contributing to a brief rally [3] Group 2 - Major cryptocurrencies, including Bitcoin and Ethereum, have experienced a significant downturn due to tightening liquidity and delayed interest rate reductions by the Federal Reserve [4] - Both retail and institutional investors are hesitant to invest in speculative assets like cryptocurrency amid the current market conditions [5] Group 3 - XRP has potential catalysts for price revival, including increased interest from banks and corporations in stablecoins and digital assets [7] - Despite its clear value proposition, XRP may take years to become a standard in modern financial infrastructure [8]