江苏发放首单数据“双质押”融资——押上两个“数” 贷来1000万
Xin Hua Ri Bao·2025-12-14 23:09

Group 1 - The first "data intellectual property + data asset" dual pledge financing in Jiangsu was successfully implemented, with Nanjing Kaos Data Technology Co., Ltd. obtaining a loan of 10 million yuan from Nanjing Bank based on its core data set [1] - The People's Bank of China updated its movable property financing registration system to include "data asset pledge," marking a significant innovation in light asset evaluation and financial exploration of various data rights [1][2] - Nanjing Bank revised its internal policies to accept data assets and data intellectual property as collateral, addressing the challenges of what to pledge and how to evaluate these new asset types [2] Group 2 - The Yuhuatai District has been building a collaborative "public service ecosystem" to promote enterprise data governance, intellectual property registration, and financing through knowledge property pledges [3] - The district has established a knowledge property innovation and protection center to provide free guidance to enterprises, helping them avoid unnecessary costs and ensuring proper registration of data intellectual property [3] - Nanjing Bank launched a customized product called "Shuzhi Loan" to explore productization and standardization through case studies, while Kaos is testing a regional industrial internet platform to serve small and medium-sized enterprises [3]