陕西首笔GEP质押生物多样性贷款落地

Core Insights - The first biodiversity loan in Shaanxi Province, amounting to 10 million yuan, has been secured by Yan'an Nangoumen Water Conservancy Hub Engineering Co., aimed at ecological restoration and biodiversity protection in the Yellow River basin [1][2] - This loan is backed by the ecosystem service value (GEP), marking a significant breakthrough in converting ecological assets into financial capital, addressing the financing challenges faced by ecological protection enterprises [1] Group 1: Financial Innovation - The GEP of the Nangoumen Reservoir's ecological products has been assessed at 626 million yuan, covering various ecological services such as water purification and habitat maintenance [2] - The financing model combines policy guidance, market operation, and professional support, creating a positive cycle of financing support, ecological improvement, value appreciation, and refinancing [2] Group 2: Ecological and Economic Impact - The loan will provide stable funding for ecological protection at the Nangoumen Reservoir, enhancing water quality and vegetation cover, thereby supporting biodiversity in the Yellow River basin [2] - This initiative enriches the green financial product system and offers a replicable model for GEP pledge loans nationwide, facilitating the conversion of ecological resources into financial capital [2] - The People's Bank of China in Shaanxi plans to enhance biodiversity financial policy support, encouraging more financial institutions to participate in GEP pledge loan business and expanding coverage to forests and wetlands [2]