上银基金：坚守金融为民初心 践行高质量发展使命 为服务中国式现代化大局贡献行业力量

Core Viewpoint - The 20th Central Committee's Fourth Plenary Session outlines a high-quality development path for the capital market during the "14th Five-Year Plan" period, emphasizing the role of public funds in supporting the real economy and enhancing residents' wealth [1] Group 1: Long-term Investment and Technological Innovation - The session highlights that technological innovation is a key battleground in international strategic competition, necessitating long-term, stable financial support for the development of new productive forces [2] - Public funds are positioned as a crucial channel for residents' investment, tasked with facilitating the flow of social capital into the real economy during the development of new productive forces [2] Group 2: Professional Capital and Common Prosperity - The session emphasizes the importance of advancing common prosperity, assigning a deeper mission to financial work that transcends mere profit-seeking [4] - The public fund industry, managing over 30 trillion yuan in resident assets, is evolving into a trusted "professional capital" under the guidance of the "Action Plan for Promoting the High-Quality Development of Public Funds" [4] - The company aims to achieve nearly 9.5 billion yuan in profits for investors in 2024, a 113% year-on-year increase, while enhancing the assessment system to align the interests of fund managers and investors [4] Group 3: Product Development and Financial Education - The company is expanding its product offerings to meet diverse resident needs, including short-term bond funds and retirement target funds, to cater to low-risk investors [5] - A comprehensive financial education system is being developed to guide investors throughout the investment process, enhancing their financial knowledge and investment experience [5] Group 4: Cross-Border Capital and Global Integration - The public fund industry plays a vital role in interpreting the value of Chinese assets to international markets and guiding global capital towards key sectors of the Chinese economy [6][7] - The company is enhancing its international research capabilities and expanding its QDII product offerings to provide investors with a broader range of overseas investment options [7]