Core Viewpoint - Fiserv, Inc. (NASDAQ:FISV) is recognized as one of the most promising fintech stocks, with mixed analyst ratings and expectations for future performance [1][2][3]. Analyst Ratings - Mizuho Securities reaffirmed a Buy rating on Fiserv with a price target of $110 [1]. - JPMorgan downgraded its rating from Overweight to Neutral, maintaining a price target of $85, indicating that 2026 will be a critical year for the company [2]. - UBS reiterated a Neutral rating with a price target of $75, noting expected declines in full-year and fourth-quarter margins [3]. Financial Performance Expectations - Fiserv's Financial Solutions segment is not anticipated to experience significant margin shifts from Q3 to Q4, having already seen a decline of about 500 basis points in Q3 2025 [4]. - Merchant Solutions' margins decreased by approximately 400 basis points in Q3, excluding an $89 million gain in operating expenses, with further challenges expected in Q4 due to lower high-margin revenue [4]. Company Overview - Fiserv, Inc. is a global financial technology and payments company that provides solutions for banking, merchant acquiring, global commerce, billing and payments, and point-of-sale [5].
Here’s What Analysts Think About Fiserv (FISV)