浙江诸暨农商银行金融助力乡村特色产业升级

Core Viewpoint - The development of the Xiangfei industry in Zhaojiatown, Zhejiang, is significantly supported by financial services, particularly from Zhuji Rural Commercial Bank, which has tailored financial products to meet the needs of local farmers and cooperatives, enhancing the quality and brand of Xiangfei products [1][2][3] Group 1: Industry Development - Xiangfei, a rare nut native to China, has a high fat content of about 50% and is cultivated primarily in Zhaojiatown, which is home to over 2,700 ancient Xiangfei trees [1] - The establishment of the "Zhongfei Union" mechanism in Zhaojiatown has facilitated the integration of agricultural experts and e-commerce talents to improve planting techniques and sales channels for Xiangfei [1] Group 2: Financial Support - Zhuji Rural Commercial Bank has created a specialized financial branch for the Xiangfei industry, implementing initiatives like "thousand visits" labor competitions to increase credit investment [1][2] - The bank has provided a total of 1.3 million yuan in credit to the Zhaojiamingle Fruit Industry Cooperative, which has developed nearly 200 acres of Xiangfei planting base and achieved sales of nearly 2 million yuan this year [2][3] Group 3: Financial Products and Strategies - The bank has launched the "Xiangfei Loan" product, simplifying approval processes and offering lower interest rates to meet the financial needs of farmers and cooperatives [2] - As of November, Zhuji Rural Commercial Bank has issued loans to 458 Xiangfei businesses, totaling 127 million yuan, supporting the entire Xiangfei industry chain [3]