Group 1: Company Overview - Zhejiang Xinxing Technology Co., Ltd. is a high-tech enterprise specializing in the manufacturing of automotive wheel hub bearings, currently in a critical phase of capacity ramp-up [1] - The company has successfully upgraded its equipment and significantly increased production capacity thanks to a 10 million RMB loan from Postal Savings Bank's "Specialized and Innovative Loan" program [1] Group 2: Financial Support and Impact - Postal Savings Bank's Deqing branch has actively deepened its technology finance business layout, providing tailored credit loan products and optimizing approval processes to address the financing bottlenecks faced by technology enterprises [1] - As of November 2025, the bank has provided credit support to 123 specialized and innovative enterprises, with a total loan amount of 672 million RMB, alleviating pressures on R&D investment, capacity expansion, and liquidity management [1] Group 3: Rural Revitalization Initiatives - The Deqing branch focuses on rural revitalization by directing credit resources towards agricultural industries and rural construction, having provided 30.9 million RMB in funding support to over 50 households through the "Homestay Loan" program [2] - The "Agricultural Loan Pass" product has injected financial resources into new agricultural operating entities, with agricultural loan balances reaching 4.103 billion RMB, reflecting a 10.47% increase [2] Group 4: Customer Testimonials and Service Efficiency - A customer operating a popular homestay highlighted the efficiency of the "Homestay Loan," which provided 600,000 RMB for renovations within three days at a low interest rate, contributing to full occupancy during peak season [3] - The financial services of Postal Savings Bank's Deqing branch are closely aligned with the development of Deqing, providing continuous momentum for high-quality county economic development [4]
从专精贷到民宿贷,金融服务下沉惠泽县域经济