Core Insights - The Macau Monetary Authority reported an increase in new residential mortgage loans by 4% month-on-month to MOP 1.18 billion in October 2025, while commercial property loans surged by 310.1% to MOP 850 million [1][2] New Loan Approvals - New residential mortgage loans approved in October 2025 reached MOP 1.18 billion, with the residential portion increasing by 6.2% to MOP 1.15 billion, while the non-residential portion decreased by 41.7% to MOP 31 million [2] - New commercial property loans rose significantly by 310.1% to MOP 850 million, with the residential portion accounting for 98.8% of the total, increasing by 305.1% to MOP 840 million [2] Outstanding Mortgage Loans - As of the end of October 2025, the total outstanding residential mortgage loans decreased by 0.3% month-on-month to MOP 208.13 billion, representing a year-on-year decline of 5.2% [3] - The total outstanding commercial property loans amounted to MOP 141.01 billion, down 0.5% month-on-month and 7.3% year-on-year [3] Loan Default Ratios - The residential mortgage loan default ratio remained stable at 3.8% month-on-month, but increased by 0.4 percentage points year-on-year [4] - The commercial property loan default ratio was 5.6%, unchanged month-on-month, with a year-on-year increase of 0.5 percentage points [4]
澳门金管局：10月澳门银行新批核的住宅按揭贷款11.8亿澳门元 环比上升4%
智通财经网·2025-12-15 12:43