河南鲁山：金融活水精准“滴灌”乡村特色产业

Core Insights - The article highlights the successful financial initiatives in Lushan County, Henan Province, which have been recognized as a "Local Financial Ecological Demonstration County" for their role in promoting rural revitalization through high-quality financial services [1] Group 1: Financial Performance - As of October 2025, Lushan County's financial institutions reported a total deposit balance of 50.671 billion yuan, with a year-on-year growth rate of 8.89% [1] - The total loan balance reached 22.923 billion yuan, showing a year-on-year growth rate of 22.22%, indicating that loan growth significantly outpaces deposit growth [1] Group 2: Financial Support Initiatives - Lushan County has established a "government-bank-enterprise connection" leadership group to facilitate financial support for local businesses, conducting 58 connection events that benefited over 67,000 market entities [1][2] - The county has issued loans totaling 8.753 billion yuan to 1,366 enterprises and over 66,000 individual businesses and farmers, with agricultural loans amounting to 11.47 billion yuan, reflecting an average growth rate of 12.09% over the past five years [2] Group 3: Innovative Financial Products - The county has developed over 20 specialized loan products, such as "Mushroom Loan" and "Pear Loan," with a total of 1.619 billion yuan issued to support local industries [3] - Green finance initiatives have led to a total of 1.496 billion yuan in "green credit," supporting ecological agriculture projects [3] Group 4: Disaster Response and Risk Management - Financial institutions in Lushan County have quickly responded to natural disasters, completing crop insurance claims totaling 27.9452 million yuan, benefiting 23,800 farmers [3] Group 5: Future Plans - The county aims to enhance its financial services for the real economy, encourage key enterprises to go public for direct financing, and strengthen local financial regulatory systems to further develop its financial ecosystem [4]