Jiayin Group(US:JFIN) Jin Rong Jie·2025-12-15 15:18Core Viewpoint - JFIN (JiaYin Technology) shows strong financial performance with significant revenue and profit growth, reflecting its successful technology-driven strategy in the financial services sector [1][2]. Financial Performance - As of September 30, 2025, JiaYin Technology reported total revenue of 5.132 billion RMB, representing a year-on-year increase of 16.73% [1]. - The company's net profit attributable to shareholders reached 1.435 billion RMB, marking a substantial year-on-year growth of 83.76% [1]. Company Overview - JiaYin Technology, founded by Mr. Yan Dinggui on June 18, 2011, is headquartered in Shanghai, China, and was successfully listed on NASDAQ on May 10, 2019, under the stock code JFIN [1]. - The company focuses on connecting consumers with financial institutions through advanced technologies such as big data, cloud computing, and artificial intelligence [1]. Technological Innovations - JiaYin Technology has developed several innovative platforms, including: - "TianYin" intelligent fund management platform for efficient asset matching [2]. - "MingJian" intelligent risk control engine to significantly enhance risk management capabilities [2]. - "DaYu" data asset management platform to improve data governance [2]. - "ChangE" intelligent voice call platform for compliant and considerate post-loan services [2]. - These innovations have led to digital process optimization, automated supervision, and scientific decision-making, strengthening the foundation of the digital economy [2]. Global Expansion - JiaYin Technology's business has expanded to various regions, including Southeast Asia, Africa, and Latin America, with plans for further international growth [1].