江苏省首单生态农业领域生物多样性贷款落地兴化

Core Viewpoint - The successful issuance of a 55 million yuan loan by Xinghua Rural Commercial Bank to support an ecological agriculture project marks a significant breakthrough in green finance innovation in the Taizhou region, being the first biodiversity loan in Jiangsu Province [1][2]. Group 1: Loan Details and Project Impact - The loan is specifically allocated for the construction of a high-efficiency agricultural planting base, adhering to biodiversity financial standards and global biodiversity frameworks [1]. - The project aims to enhance grape yield and quality, meeting market demand for high-quality agricultural products while promoting local green agriculture and biodiversity protection [1]. - Expected environmental benefits include a reduction in chemical fertilizer usage by over 60%, a decrease in pesticide use by 80%, and an increase in water resource utilization efficiency from below 50% to 90% [1]. Group 2: Bank's Commitment to Green Finance - Xinghua Rural Commercial Bank integrates green development concepts into its credit service system, with a green loan balance reaching 2.586 billion yuan by the end of November 2025 [2]. - The bank has established a green approval channel, using biodiversity protection outcomes as a core assessment criterion for credit granting, thereby empowering ecological agriculture development [2]. - Future plans include enhancing the green finance system, optimizing green credit product matrices, and expanding financing channels for biodiversity protection and ecological agriculture [2].